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 Personal Loans & Lines of Credit We can create the loan financing option that fits your needs, while making the financing decision and application process enjoyable. We’ll work with you to determine the best possible loan or line of credit option the fits within your payment and term plans. Smart Line is exactly that … smart! It’s your personal line of credit as well as overdraft line of protection for your First Community Checking. Write yourself a check, transfer money online or contact us to access this important line of credit, up to $1,500. You’ll receive notification when your line has been accessed, and enjoy monthly payments as low as $25.00. First Reserve Line of Credit First Reserve, similar to Smart Line, offers you both a personal line of credit as well as overdraft line of protection for your First Community Checking – with available access up to $25,000. This higher ranging line of credit features a variable rate, set equal to Prime Rate plus as low as 2.49%. You’ll receive special First Reserve Checks to access your line. Additionally, simply transfer money online, overdraw your checking or contact us to access this line of credit. Monthly payments as low as $30.00 (set equal to the greater of $30 or 3% outstanding balance as stated on monthly statement). Are you concerned about your credit score, but also looking to build a savings account? This secured loan may be right for you! You determine the term and dollar amount – we’ll help you get started with convenient payments … at the end of the loan, you’ve built your own savings account and contribute to your overall credit history and credit score! Verified By Visa offers an additional layer of protection when making online purchases with your Visa Credit Card. You’ll elect for your own personal PIN that verifies you as the online shopper at select merchants. It’s easy and secure, and can be added to at any time at no charge! Visit our Verified By Visa link today to enroll. This personal loan provides you the security of a fixed monthly payment and fixed term, and the flexibility of payments that fit your schedule – weekly, bi-weekly or monthly. You even choose the payment day that works best for you. Now that’s putting you FIRST!
The Career Transition Loan offers you up to $10,000 for education purposes at accredited colleges or vocational schools. Through additional state initiatives from the Michigan Department of Labor and Economics, you may be eligible to also take advantage of a textbook reimbursement program. Funds have been committed to make available up to $500 per semester for textbook reimbursement to qualifying individuals. |
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If you are experiencing a job loss and, like many, are in need of new skills to reenter the workplace with a new career, First Community Federal Credit Union is here for you.