Savings & Certificates - First Community Federal Credit Union

First Community Federal Credit Union offers many saving account options, each providing the foundation for a lifetime of financial security.Your savings is securely insured as a member of First Community Federal Credit Union. All deposits are federally insured to at least $100,000 per depositor as backed by the full faith and credit of the United States Government - National Credit Union Association (NCUA). Additionally, Individual Retirement Account (IRA) savings are insured up to $250,000 per depositor, offering an even higher security on your retirement savings.

For more information on the security and coverage of NCUA insurance that is held on all of your savings at First Community Federal Credit Union, please click here (Adobe Reader required).

Primary Savings Account

Start your savings plan with a Share Account. This account initiates your membership with First Community, and features a small $5 minimum balance requirement. Dividend earnings are compounded and paid quarterly.

Youth Savings & Certificate of Deposits

We want to encourage young savers by offering your child interest on their savings of $50.00 or more until they are 19 years old. Ask about Youth Certificates of Deposit, offering the same convenient terms and competitive rates as our traditional CDs, but with a lower initial deposit of just $100.00.

Vacation Club

Planning for a vacation? Plan and save ahead of time with your First Community Vacation Club Account. This goal setter savings features no minimum balance requirement and easy access withdrawal capabilities.

Christmas Club

Make holiday savings simple with a Christmas Account. This no-minimum balance account earns a higher rate of return with no minimum balance requirement. Withdrawals are limited to one time per year when accrued funds are transferred into your Savings or Checking on November 1.

Money Fund Savings

Earn even greater returns when you open a Money Fund Savings Account. With a minimum balance of $2,000, this savings account features easy access withdrawals, deposits and transfers. Additional interest tiers include deposits of $25,000 and $75,000 or more. Interest is paid monthly.